L&F Brown is now Westwood Law. Same partners, same team, new name.
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Sometimes you don't need a lawyer after a car accident. Once someone is injured, that changes. What drives the difference, and what representation costs.
In California, UIM pays your limit minus what the at-fault driver paid. Carry less UIM than liability and it can pay nothing. Here is the math.
Liability coverage protects your assets. UIM protects your income. For high earners in California, it is the line on the policy that decides everything.
A method for picking a UM/UIM limit, not a chart of state minimums. Run the income math, then ask your broker these four questions.
Hit by an uninsured driver in California? Your own UM coverage likely pays. How the claim works, and the two-year deadline that quietly kills it.
Five ways to find out whether the driver who hit you in California had coverage, plus the 24-hour and 30-day hit-and-run deadlines that end most valid claims.
Learn what a HIPAA authorization is, when you need one, and how it protects your medical privacy. Understand your rights and responsibilities under HIPAA law.
A substantiated complaint means a state investigator found evidence of a licensing violation at your child's daycare. Here's what that means for your family.
Filed a complaint against your child's daycare with CCLD? Here's what happens next, how long it takes, and why you may also want to talk to a lawyer.
California issues Type A and Type B citations to daycares for different violations. Learn what each means, how they escalate, and when they matter legally.
Learn how to look up any California daycare's complaint history, inspection reports, and licensing status using the free CCLD portal. Step-by-step guide.
California law requires specific staff-to-child ratios at every daycare. How to spot understaffing and what to do if your child's facility is out of ratio.
If a daycare worker grabbed, pushed, or roughly handled your child, California law may classify it as abuse. Learn how to document it and what to do next.
California law requires daycares to report injuries and incidents to parents. If your child's facility hid what happened, here's what to do next.
If your child was left in a daycare van in California, the facility may face criminal charges and civil liability. Know your rights.
If your child was injured at daycare in California, you have the right to file complaints, demand answers, and pursue a legal claim. Here's what to do first.
If your child had an allergic reaction at daycare, California law may hold the facility liable. Learn your rights, what to document, and when to call a lawyer.
Yelling at children in daycare can violate California licensing laws. Learn when verbal abuse is actionable and how to protect your child.
No. Use-it-or-lose-it PTO policies are illegal in California. If your employer forfeited your PTO, you have a wage claim.
If your SF employer owes you PTO, that changes your severance negotiation. Here's how unpaid PTO becomes leverage in San Francisco.
Late PTO payout in California triggers automatic penalties of up to 30 days' wages. Here's how the penalty works and why it matters for your severance.
Vacation must be paid out when you're fired in California. Sick leave usually doesn't. PTO? It depends. Here's how to figure out what you're owed.
San Diego employers must pay out accrued PTO when you're fired. Here's what the law requires and what it means for your severance.
Fired in Sacramento? Private and state employers have different PTO payout rules. Here's what you're owed and how it affects your severance.
Fired in Orange County? Your employer must pay out your accrued PTO. Here's what you're owed and how it affects your severance agreement.
Yes. Your PTO must be paid out after a tech layoff in San Jose. Here's what Silicon Valley employees should know about PTO, severance, and their rights.
If your employer won't pay out your PTO after firing you, California law is on your side. Here's what you're owed and how to get it.
California employers can cap PTO accrual, but they can't take away hours you've already earned. Here's the difference and why it matters for your severance.
Most people only negotiate the cash amount in their severance. Here are 5 items employers will often agree to if you ask, especially in the Bay Area.
If your employer has a written severance policy, they may be legally bound to follow it. Learn how to find out and what to do if your offer doesn't match.
