Uber and Lyft accidents run on a layered insurance structure that depends entirely on what the driver's app was doing at the moment you were hit. Our attorneys untangle those coverage tiers and pursue every policy that applies to your case.
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A driver logged off the app is covered only by their personal insurance. Logged on with no ride accepted, a $50,000/$100,000/$25,000 policy from Uber or Lyft applies. Once a ride is accepted or a passenger is in the car, a $1 million commercial policy takes over. Identifying the right tier is the first fight in every rideshare case.
Uber and Lyft classify drivers as independent contractors, which they use to limit their own liability. Direct negligence theories, like inadequate driver screening, can still open a path to the company itself.
California Code of Civil Procedure §335.1. If a government vehicle or a dangerous roadway contributed to the crash, you may have as little as 6 months.
If the app was off or coverage is disputed, your own auto policy, including uninsured and underinsured motorist coverage, can fill the gap while we sort out which rideshare policy applies.
Liability theory, evidence, and damages rules vary by collision type. We treat each separately.
You were riding in an Uber or Lyft when the driver caused a crash. The $1 million commercial policy applies the moment a ride is accepted.
A rideshare driver hit you while working. Which policy applies turns on their app status at the exact moment of impact.
You were driving for Uber or Lyft when another driver hit you, or a passenger assaulted you. Coverage and liability both depend on your app status.
Crashes at the curb while a ride is pending still trigger the commercial policy in most cases.
A driver or passenger assaulted you during a trip. Uber and Lyft's screening practices are themselves a basis for a claim against the company.
Hit-and-run rideshare drivers can often still be identified through trip records, and your own uninsured motorist coverage may apply in the meantime.
Your actions in the hours after a collision directly affect your ability to recover compensation.
Capture the trip details, driver name, and map before the trip disappears from your history. This is your proof of the driver's status at the time of the crash.
Request police and medical services. A police report matters as much here as in any other crash.
The vehicle, the driver's Uber or Lyft decal, your injuries, and the scene.
Depending on app status, their personal policy may end up being the one that actually applies.
Their adjusters are trained to lock in your story early, before you know which policy is actually in play.
We move quickly to preserve the trip data and app records that prove which coverage tier applies to your crash.
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Uber and Lyft want you to think a rideshare accident is just like any other car accident. It isn't. There are three different insurance policies that might apply, and which one applies depends on facts the company controls. We know how to get those facts and hold them to it.
Mr. Firoozmand was both professional and informative during our consultation. He gave me the clarity I needed to move forward with my situation. Thank you.
Curt helped me so much with just a single phone call! He renewed my trust in attorneys.
Not only was Arya easy to communicate with, incredibly intelligent with how he planned to achieve the goals, but he was also very warm and caring. I really enjoyed working with Arya. Warm, ethical, and intelligent is a great combo!
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California allows victims to recover both economic and non-economic damages. The value of your claim depends on the severity of injury and the defendant's conduct.
Emergency care, hospitalization, surgery, and ongoing rehabilitation.
Income lost while you recover, plus reduced earning capacity if injuries are long-term.
Physical pain and emotional distress, real losses that insurance companies minimize.
Vehicle repair or replacement and other personal property destroyed in the crash.
Long-term treatment expenses if your injuries require ongoing care.
Available when a rideshare company's negligent screening or a driver's reckless conduct caused your injuries.
